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    Boat

Boat

Get the protection you need for the boat you love. From pontoons to powerboats and everything in between, we help make sure your watercraft is covered - so you can worry less and maximize fun. 
Looking for something else? View all our solutions.
Coverage highlights
Specialty boat coverage 

Boats up to 26 feet in length and up to $1M in value, including runabouts, skiboats, and personal watercraft, for staters

Coverage levels

Full coverage (includes physical damage coverage for the hull plus liability) or liability only (bodily injury and property damage coverage)

Lots of extras and options

Bow to stern protection, hull damage, extended parts replacement, and more

Discounts that deliver savings

Take advantage of multiple product discounts; ask your agent how you can save

Boats at a glance
Your protection delivers:
  • Before the policy activates, an agreed value is set, with options for actual cash value or replacement cost
  • In the event of a total loss, that agreed upon value is the payout amount
Included coverage highlights:
  • Liability for bodily injury and property damage, under/uninsured boat-caused damage, wreck removal
  • Watersports liability, personal effects, emergency assistance, and replacement for parts up to 10 years old, and more
Optional coverage highlights:
  • Bow to stern protection, hull damage, ensuing loss, genuine parts security, diminishing deductible
  • Rental, travel loss, and tournament fee reimbursement, and more
Something special to know:
  • Vessels 27 feet in length and larger may be eligible for our yacht program
  • Title may be held by an individual, trust, LLC or corporation
We'll cover just about anything you captain
 
  • Bass/walleye
  • Sailboat (less than 26 feet)
 
  • Sport fishing boat
  • Pontoon 
 
  • Runabout
  • Performance
 
  • Ski boat
  • Personal watercraft
 
  • Bass/walleye
  • Sailboat (less than 26 feet)
 
  • Sport fishing boat
  • Pontoon 
 
  • Runabout
  • Performance
 
  • Ski boat
  • Personal watercraft
 
  • Bass/walleye
  • Sailboat (less than 26 feet)
 
  • Sport fishing boat
  • Pontoon 
 
  • Runabout
  • Performance
 
  • Ski boat
  • Personal watercraft

Talk to an agent

Agents can answer your questions, explain any requirements, and provide a quote. Use our search tool to find one near you, or call us at (800) 543-2644.
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Customer Service
We are here to assist you Monday through Friday, between the hours of 8 AM and 8 PM, EST.
Customer Service Phone +1 (855) 469-2644
Customer Service Phone
+1 (855) 469-2644
Customer Service Email servicecenter@amig.com
Customer Service Email
servicecenter@amig.com
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American Modern logo
Customer center
  • Make a payment
  • Enroll in EZPay
  • File a claim
Insurance solutions
  • Recreational
  • Residential
  • Pet health
  • All solutions
About us
  • Company
  • Culture
  • Careers
  • Apply now
Contact us
  • Give us a call
  • Send us an email
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Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and approval, and may vary or not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Policies are written by one of the licensed insurers of American Modern Insurance Group, Inc., including but not limited to American Modern Property and Casualty Insurance Company (CA Lic. No. 6129-1.)

American Modern Insurance Group, American Modern, AMsuite, modernLINK, and Homeowners FLEX are registered trademarks of American Modern Insurance Group, Inc. All other names, logos, and brands described herein are trademarks or registered trademarks of their respective holders, and use herein does not imply affiliation with or sponsorship or endorsement by them of American Modern, its products, or its services.

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