
Boat
Get the protection you need for the boat you love. From pontoons to powerboats and everything in between, we help make sure your watercraft is covered - so you can worry less and maximize fun.
Looking for something else?
View all our solutions.
Coverage highlights
Specialty boat coverage
Boats up to 26 feet in length and up to $1M in value, including runabouts, skiboats, and personal watercraft, for staters
Coverage levels
Full coverage (includes physical damage coverage for the hull plus liability) or liability only (bodily injury and property damage coverage)
Lots of extras and options
Bow to stern protection, hull damage, extended parts replacement, and more
Discounts that deliver savings
Take advantage of multiple product discounts; ask your agent how you can save
Boats at a glance
Your protection delivers:
- Before the policy activates, an agreed value is set, with options for actual cash value or replacement cost
- In the event of a total loss, that agreed upon value is the payout amount
Included coverage highlights:
- Liability for bodily injury and property damage, under/uninsured boat-caused damage, wreck removal
- Watersports liability, personal effects, emergency assistance, and replacement for parts up to 10 years old, and more
Optional coverage highlights:
- Bow to stern protection, hull damage, ensuing loss, genuine parts security, diminishing deductible
- Rental, travel loss, and tournament fee reimbursement, and more
Something special to know:
- Vessels 27 feet in length and larger may be eligible for our yacht program
- Title may be held by an individual, trust, LLC or corporation

We'll cover just about anything you captain
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Talk to an agent
Agents can answer your questions, explain any requirements, and provide a quote. Use our search tool to find one near you, or call us at (800) 543-2644.
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