American Modern^®insurance

Our insurance solutions

Sometimes customers need something different than what the gerneral market offers. That's specialty insurance. That's American Modern^® insurance.

Explore our solutions

Full-time Our options for owner-occupancy welcome homes other carriers may not accept due to location, value, condition, or past claims.	Rental We offer landlords options to insure a single rental property or an entire portfolio.
Part-time	Vacant Insuring a vacant home or rental property can be a challenge. We have a policy designed just for it.
Homeowners In other states we offer a program simply called “Homeowners” that supports homes that may have a challenge getting insurance coverage because of its age or location.	Homeowners Flex^® In some states we offer Homeowners FLEX^® which is comparable to a typ
Dwelling special Sometimes customers need something different than what the general market offers. That's specialty insurance. That's American Modern^® insurance.	Dwelling basic Sometimes customers need something different than what the general market offers. That's specialty insurance. That's American Modern^® insurance.
Manufactured home Since 1965 we’ve been protecting classic mobile homes and today’s upscale manufactured housing.	Condominium This HO-6 program focuses on harder-to-place rental properties and seasonally-used condominiums.

The Boat program covers most watercraft less than 27 feet in lengt

Our program is inclusive with options for all types of coll